Trabajos de Titulación - Economía
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Examinando Trabajos de Titulación - Economía por Asesores "Marcillo Chasy, Jennifer Nathaly"
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- ÍtemAcceso AbiertoAnálisis del rendimiento e inclusión financiera en zonas rurales del cantón de Cuenca.(Universidad Católica de Cuenca, 2023) Parra Cabrera, Joseline Gabriela; Marcillo Chasy, Jennifer Nathaly; 0107131864The general objective of this article is to determine the performance and financial inclusion of rural sectors in Cuenca, given the identification of problems regarding their assets, portfolio balances, savings collection, and the limited supply of financial products from Popular and Solidarity Economy (EPS) actors. An observational, retrospective, descriptive, and correlational methodology was used, taking sixty-two Savings and Credit Cooperatives (COACs) by its acronym in Spanish in the province of Azuay as the population for the statistical analysis of Principal Components (PCA). For the survey, the population between the ages of 16 to 64 was interviewed, which under a finite sample was established at 384 individuals. The results obtained highlight the high correlation between the study variables in determining the financial performance of cooperatives in the rural sector, also showing that the COACs generate inclusion processes with greater "depth of outreach" through a greater physical presence than conventional financial institutions. As a result, new lines of research are being developed to solve the current conflicts and decision-making regarding financial performance in the rural area of Cuenca.
- ÍtemSolo MetadatosDeterminantes de la morosidad en los cantones de la zona 6 según la actividad económica caso cooperativa Jardín Azuayo, periodo 2016-2021(Universidad Católica de Cuenca, 2023) Castro Cabrera, María Magdalena; Marcillo Chasy, Jennifer Nathaly; 0105892533This paper aims to establish the determinants of credit delinquency at “Jardín Azuayo” SACCO during 2016-2021 using variable characteristics of debtors such as demographic, financial, and credit granted. Firstly, a literature review establishes that macroeconomic factors (GDP, unemployment rate, inflation, wages, and exchange rate, among others) are closely related to the credit delinquency rate. Similarly, microeconomic factors that explain delinquency were identified and are used in this research. This study used 75,914 observations which, through the application of the logistic model (Logit), showed that variables such as loan amount, interest rate, the method of payment, loan term, number of loans within the institution, type of guarantee, debtor's occupation, and economic activity are related to the delinquency rate. Finally, in the presence of unbalanced data, the Smote algorithm was applied to improve the estimation, showing the change in the effect, from negative to positive, of household activities such as employers and transport-storage on delinquency and the positive relationship of agriculture, livestock, fishing, and forestry with the study variable is also significant.
- ÍtemSolo MetadatosPobreza y violencia de género espacial en provincias del Ecuador durante el periodo 2015 – 2022.(Universidad Católica de Cuenca, 2023) Romero Apolo, Lester Alexander; Marcillo Chasy, Jennifer Nathaly; 0706409935Given the constant cases of gender violence in Ecuador and in the world, and the inefficient public policies that are based on wrong inputs to confront this phenomenon, the aim is to expose poverty as a factor that favors scenarios of violence against women; in this way, the cause could be treated to reduce the effect that leads to violence. The present analysis is developed based on the cases typified as violence against women according to the records of the Judiciary Council, in conjunction with the poverty indices obtained from the Employment, Unemployment, and Underemployment Survey (ENEMDU, in its Spanish acronym) for the period 2015 - 2022. A spatial correlation analysis determined a positive relationship between cases of gender violence and poverty, specifically in the provinces of Orellana and Pastaza, which stand out for presenting a strongly similar pattern among neighbors.
- ÍtemAcceso AbiertoPrácticas ambientales en la gestión de los GADS municipales en el período 2017-2020. Un análisis multivariado.(Universidad Católica de Cuenca, 2023) Buñay Heredia, Edison Efraín; Marcillo Chasy, Jennifer Nathaly; 0302666797This study focuses on determining the environmental practices in managing Municipal Decentralized Autonomous Governments in Ecuador (2017-2020), specifically on water and solid waste issues. Through the Factor Analysis, Mixed Data (FAMD) with Multiple Correspondence Analysis (MCA), and Principal Component Analysis (PCA) methods, the interaction between various variables over 2017-2020 was investigated. The results revealed patterns and trends in water and solid waste management, highlighting successful practices and persistent challenges. Regarding water, three cantons were recognized with various approaches, from treatment to catchment infrastructure. On the other hand, in solid waste, 14 municipalities were determined with effective approaches to treatment and sorting. At the same time, areas with opportunities for improvement in waste management were identified. This analysis provides critical information for informed decision-making in local government management to promote more environmental practices to contribute to the country's sustainable development.