Trabajos de Titulación - Economía
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Examinando Trabajos de Titulación - Economía por Materia "Actividad económica"
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- ÍtemSolo MetadatosDeterminantes de la morosidad en los cantones de la zona 6 según la actividad económica caso cooperativa Jardín Azuayo, periodo 2016-2021(Universidad Católica de Cuenca, 2023) Castro Cabrera, María Magdalena; Marcillo Chasy, Jennifer Nathaly; 0105892533This paper aims to establish the determinants of credit delinquency at “Jardín Azuayo” SACCO during 2016-2021 using variable characteristics of debtors such as demographic, financial, and credit granted. Firstly, a literature review establishes that macroeconomic factors (GDP, unemployment rate, inflation, wages, and exchange rate, among others) are closely related to the credit delinquency rate. Similarly, microeconomic factors that explain delinquency were identified and are used in this research. This study used 75,914 observations which, through the application of the logistic model (Logit), showed that variables such as loan amount, interest rate, the method of payment, loan term, number of loans within the institution, type of guarantee, debtor's occupation, and economic activity are related to the delinquency rate. Finally, in the presence of unbalanced data, the Smote algorithm was applied to improve the estimation, showing the change in the effect, from negative to positive, of household activities such as employers and transport-storage on delinquency and the positive relationship of agriculture, livestock, fishing, and forestry with the study variable is also significant.
- ÍtemAcceso AbiertoInflación y su relación con la actividad económica(Universidad Católica de Cuenca, 2023) Alvarado Guamán, Rodrigo José; Castillo Ortega, Yonimiler; 1150362273This study aims to analyze the relationship between inflation and economic activity in Ecuador during 2005-2019. The study is based on data from the Central Bank of Ecuador and the National Institute of Statistics and Census. The research is of a quantitative, non-experimental, longitudinal type, with a correlational and descriptive scope. The data are monthly and quarterly, the former because inflation is related to the short-term economic activity index as a proxy for the economy, and the latter because the gross domestic product and the unemployment rate are later taken as measures of the economy to relate them also to inflation. Three models were developed for monthly and quarterly data: simple linear regression with ordinary least squares, autoregressive with distributed lags, and autoregressive vectors. The results indicate that, at a monthly frequency, there is no relationship between inflation and economic activity. In contrast, with quarterly frequency, there is a relationship between inflation and economic activity in Ecuador.