Influencia de la planificación estratégica y las habilidades gerenciales para la sostenibilidad de las instituciones financieras de la economía popular y solidaria.

Abstract

The financial sector of the popular and solidarity economy plays a crucial role in promoting financial inclusion and improving the economic situation of communities. In La Troncal canton, where eight savings and credit cooperatives exist, research was conducted to analyze the impact of strategic planning and management skills on the sustainability of these financial institutions. The theoretical review of the variables was based on various authors, such as Muñiz-Jaime et al. (2022), García et al. (2017), Cervantes (2011), Gutiérrez et al. (2018), Herrera & Olguín (2015), and Cárdenas & Neyra (2020). The methodology included a survey comprising 22 items related to the study variables, addressed to managers, agency heads, and collaborators of the seven cooperatives, who are key actors in financial activities. The survey’s validity was confirmed using Cronbach's Alpha coefficient, obtaining a reliability of 0.975. The results revealed that management skills correlate more strongly with sustainability than strategic planning. This underscores the importance of leadership, communication, skills, innovation, and appropriate decision-making to achieve established objectives. Likewise, it was evidenced that cooperatives are consolidated due to the presence of the three abovementioned variables. Therefore, it highlights the importance of enterprises seeking to establish solid foundations in management administration elements for their development.