Sede Macas - Administración de Empresas
URI permanente para esta comunidadhttps://dspace.ucacue.edu.ec/handle/ucacue/103
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Examinando Sede Macas - Administración de Empresas por Materia "Entidades financieras, Micro emprendimiento, Tipo de financiamiento, Cooperativa de ahorro y crédito ."
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Ítem Acceso Abierto Análisis de los tipos de financiamientos para microemprendimientos en el Cantón Morona.(Universidad Católica de Cuenca., 2024) Tsuink Kayuk , Candy Rebeca; Morquecho Salto , Julio Cesar; 1450170228For a micro-enterprise to function correctly, it is essential to have adequate financing to be able to carry out its different activities. The objective of this research was to know the types of financing for ventures in the Morona canton. For which the qualitative approach, descriptive research and mainly the bibliographic review were used. Documentary bibliographic research being the essential part of the study since different secondary sources of information were used for theoretical support and fulfillment of the stated objective. Several platforms were used such as Redalyc, Scielo, Dialnet, FIPCAEC, Digital Publisher, Recimundo among others, to collect information and subsequently analyze and synthesize the main ideas. Finally, it was observed that the types of financing used by micro entrepreneurs include: own and family capital, Banks, Savings and Credit Cooperatives, and Mutual Funds. This analysis demonstrates the importance of financial institutions for the growth and sustainability of microbusinesses in the Morona canton. These institutions offer various types of financing with interest rates and payment terms adapted to the needs and payment capabilities of entrepreneurs. The COACs are considered the main entities used by micro-enterprises as they provide flexibility and ease in acquiring credit.