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Los agentes de la economía en los mercados financieros que faciliten las necesidades de financiación de las empresas del sector comercial en el periodo 2019-2021
(Universidad Católica de Cuenca., 2023) Toledo Pacheco, Wilmer Xavier; Cantos Ochoa, Marcos Eduardo; 0106690548
The financial market is understood as a way of allocating resources to economic agents. In Ecuador, due to the incipient stock market, individuals or legal entities can only turn to the institutions of the financial system to obtain loans, credits, or other monetary service. In this field, the objective of this article is to analyze the agents of the economy in the financial markets that facilitate the financing needs of companies in the commercial sector in the period 2019-2021 through a descriptive research methodology with a qualitative approach, studying different aspects of the agents of the economy. The results show that in the year 2020, commercial credit had greater restrictions, and the supply and demand of credit also experienced a significant decline. It is concluded that among the companies of the commercial sector that had access to credit were the large and medium-sized companies, which shows the restrictions for the SMEs (Small and Medium-sized enterprises).