Examinando por Autor "Villavicencio Galán, Paulina Isabel"
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- ÍtemAcceso AbiertoAnálisis de las causas de nulidad frente a la póliza de seguro de desgravamen(Universidad Católica de Cuenca., 2020) Villavicencio Galán, Paulina Isabel; Borja Pozo, Cornelio Agustín; 150334274This article analyzes the causes of nullity within a credit life insurance policy, determining all the requirements that they must contain for its structuring. As an important point is, the analysis that is made to the administrative claim with an insurer, where the errors they had when issuing a policy with difficulties are established, the information proposed within the work helps to understand more exactly everything essential, making a comparison with Colombia, one of the countries where insurance has a quite significant influence on people. Social and economic factors have developed that society is interested in the insurance field, analyzing all the risks involved in making a loan without the necessary protection. It is necessary to mention that credit life insurance has important benefits for the relatives of the insured, knowing in advance that an insurance company will respond effectively, and promptly, making proper use of the policy in any situation that occurs in life. All insurance policies include clauses that must be reviewed by the client and clearly explained by the insurer, thus the rights and obligations between the two parties are stated.