Examinando por Autor "Gómez Iñiguez, Ángel Tarquino"
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- ÍtemSolo MetadatosEl Delito de Usura en el Cantón Cuenca, Causas, Consecuencias y Perjuicios Jurídico-Sociales.(Universidad Católica de Cuenca., 2023) Gómez Iñiguez, Ángel Tarquino; Inga Yanza, Julio César; 140206718This work aims to analyze the usury practices in the canton of Cuenca and its legal and social consequences as a criminal offense that impacts the assets of the victims and the State. Usury remains a concealed and ongoing crime, perpetuated by those who make this criminal practice their way of life, subjecting their unsuspecting victims, who, due to their urgent economic need, turn to easy and quick loans, agreeing to pay interest rates above the percentages legally established by the regulatory body—lucrative percentages in return for the use of the capital received as a loan. Unaware of the financial trap they have fallen into, debtors have found themselves in the dire necessity of divesting themselves of all their assets to fulfill their obligations. This makes them not only victims of usury but also of related crimes linked to this exploitative practice, which, by its nature, generates usury, attacking their patrimony. According to this exploratory research conducted, the existing regulation to curb this crime has contributed little to that effect, specifically when analyzing the two usury trials. The exemplary resolutions of these cases have caused a social commotion, thus restoring credibility to the justice system for those who have suffered as victims of usurers and related crimes.